121 West Trade Street, Suite 2010, Charlotte, NC 28202

(704) 366-2391
Welcome to<br/>MELVIN FINANCIAL

Welcome to
MELVIN FINANCIAL

A specialized planning practice serving successful business owners and high-net-worth families for more than 40 years.

We don't manage investments. Instead, we solve specific, high-stakes problems that wealthy families and closely held businesses face; problems that can't be solved with traditional investment management.

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... no copy here ...

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We design and implement life insurance strategies that:

We design and implement life insurance strategies that:

  • Provide estate tax liquidity without forcing asset sales or draining business cash
  • Protect businesses from the financial impact of losing a key owner or executive
  • Create competitive executive benefit packages that attract and retain top talent
  • Transfer wealth across generations while minimizing tax erosion

What We Do

We design insurance solutions for complex estate tax situations, business continuity challenges, and executive compensation needs.

We collaborate with your CPA, attorney, and wealth manager to solve the problems they can't address with traditional planning alone.

Estate Tax Solutions

Estate Tax Solutions

Mitigate estate tax exposure and preserve wealth across generations

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Business Protection

Business Protection

Fund buy-sell agreements and protect against the loss of key people

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Executive Benefits

Executive Benefits

Attract and retain top talent with insurance-based compensation strategies

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Schedule A Consultation

 Let’s review your situation to see if you’re a good match for our practice. 

Make an Appointment

Our Three Step Process

STEP

1

Assess

We start with a confidential meeting to understand goals and concerns. We'll ask about your business, estate plan, family dynamics, and what keeps you up at night. We provide an NDA before this discussion. We review relevant documents and identify gaps, inefficiencies, and opportunities. Your CPA, attorney, or wealth advisor is invited to participate in this phase.

STEP

2

Strategize

If we identify issues we can address, we present a detailed proposal that includes specific strategies, projected costs, alternative approaches, and references from clients in similar situations.

STEP

3

Implement

Once we agree to move forward, we coordinate with other advisors to implement the solution. We handle the details - carrier selection, underwriting, documentation, and address funding.

We then schedule regular reviews to ensure strategies remain aligned with changes in the business, family situation, tax law, and financial goals.

Let's Talk About Your Situation

Submit this form to schedule an initial conversation.  We’ll use what we learn to determine if we’re the right fit to help.

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